Harbor offers finance programs to best meet the needs of buyers and suppliers worldwide.
Harbor’s Supply Chain Finance program optimizes the cash conversion cycle and boosts free cash flow while supporting your global supplier base with early payments.
For suppliers, receivables finance accelerates receivables to improve working capital and manage credit risk.
Global scope, multi-currency funding
Simplifies working capital management
Works with existing financing arrangements
Harbor excels at providing supply chain finance for businesses sourcing goods both domestically and internationally. Our program provides up to 120 days credit to buyers. Under this arrangement, supplier payments are accelerated while the buyer is given an opportunity to improve their accounts payable days (DPO).
Purchase goods on open account terms with up to 120 days credit
Achieve your balance sheet objectives while offering early payments to suppliers
Harbor’s program complements other financing facilities like bank lines of credit
Track and manage purchase orders, fulfillment, accounts payable, shipments, and bills
Trading partners access and manage transparent transaction data
Imported resins typically take 30 to 40 days to reach Mexico, impacting the business's cash conversion cycle. Harbor's program allows them to purchase on credit to better manage their working capital.
The company focuses on sales and distribution of octopus, fish, lobster, sea cucumber and other species. For overseas procurement, an average transportation time of 45 days impacts the company’s cash conversion cycle. The client implemented Harbor's Supply Chain Finance solution to optimize their trade payables allowing them to process goods and get them to market.
Harbor’s supply chain finance program is used to manage working capital and deal with periodic increases in procurement and inventory levels. Optimizing trade payables allows the company to deal with supply chain and production lead times.
Harbor’s SCF program will support the company’s growth trajectory by optimizing its cash conversion cycle and supporting its SME supplier base in China.
Harbor’s receivables finance or invoice financing allows suppliers to get paid earlier, providing valuable working capital and eliminating the risk of buyer default. Suppliers can submit invoices via the HarborTrade platform and get paid within 24 hours.
Unlock working capital tied up in unpaid invoices
Non-recourse programs provide credit risk management
Offer attractive payment terms to buyers while maintaining healthy liquidity
Seamlessly request funding and view account history