Solutions

Improved Days
Payable Outstanding

Purchase goods on open account terms with up to 120 days credit
Learn more

Support Your Global Supplier Base

Achieve your balance sheet objectives while offering early payments to suppliers
Learn more
Retain Financial Arrangements

Retain Financial Arrangements

Harbor’s program complements other financing facilities like bank lines of credit
Learn more

Accelerate your receivables

Unlock working capital tied up in unpaid invoices
Learn more

Boost Sales

Offer attractive payment terms to buyers while maintaining healthy liquidity
Learn more
Domestic or International buyers

Domestic or International buyers

Global scope and multi-currency
Learn more

Calculate your working capital efficiency

The cash conversion cycle is a metric that indicates the operational efficiency of a business. Calculated by adding inventory days and days sales outstanding, both assets, minus the amount of days payables outstanding, a liability, it measures how long input is tied up in production and sales before it is converted into cash received. Harbor provides comprehensive solutions to create efficiencies in working capital.

Get Started

Number of Days Payable

days

30 days

180 days

Number of Days Inventory

days

30 days

180 days

Number of Days Receivable

days

30 days

180 days

Cash Conversion Cycle

120 days

Get Started

What you can
expect with Harbor

Digital Finance

Intuitive HarborTrade platform to manage your international trade and working capital 

Multi-currency 

Funding in multiple currencies to support your business activity across geographies 

Local Presence, Global Scope 

Our footprint continues to expand into new markets to provide you with local support  

About us

Harbor understands the importance of access to working capital for SMEs

Dedicated to providing SMEs with financing and trading solutions

Aim to support the growth and success of small and medium-sized enterprises.

Learn more
Harbortrade Trade

Our programs help buyers and suppliers in various industries

Automobile

Pharmaceuticals

Industrial & Mechanical

Industrial &
Mechanical

Agriculture

Electronics

Food &
Beverages

Harbor Trade
“Harbor’s Procurement Finance solution has contributed to our growth over the last two years. Negotiating payment terms with suppliers has always been a pain point. With Harbor our suppliers get paid straight away and we’re able to manage our working capital with 120 days credit”


German consumer electronics brand

Harbor Trade
“We have periodic and seasonal production runs for some of our key customers. During this time, we increase our purchases of resins from U.S suppliers. Harbor’s solution has been a great tool for us to manage these purchases so that we can convert the material into end product while maintaining our liquidity”

Mexico based injection molding facility

Harbor Trade
“Working with large multinational buyers has been great for us, we have consistent orders and reliable customers. As the volume increased with these customers over time, we needed a way to get paid sooner. Working with Harbor has decreased our DSO from 120 days to 15 days”

Automotive parts manufacturer based in India 

Lastest blog
posts

Ready to get started?

Get in touch with us today.
Contact Us