The cash conversion cycle is a metric that indicates the operational efficiency of a business. Calculated by adding inventory days and days sales outstanding, both assets, minus the amount of days payables outstanding, a liability, it measures how long input is tied up in production and sales before it is converted into cash received. Harbor provides comprehensive solutions to create efficiencies in working capital.
Get StartedHarbor understands the importance of access to working capital for SMEs
Dedicated to providing SMEs with financing and trading solutions
Aim to support the growth and success of small and medium-sized enterprises.
Automobile
Pharmaceuticals
Industrial &
Mechanical
Agriculture
Electronics
Food &
Beverages
“Harbor’s Procurement Finance solution has contributed to our growth over the last two years. Negotiating payment terms with suppliers has always been a pain point. With Harbor our suppliers get paid straight away and we’re able to manage our working capital with 120 days credit”
German consumer electronics brand
“We have periodic and seasonal production runs for some of our key customers. During this time, we increase our purchases of resins from U.S suppliers. Harbor’s solution has been a great tool for us to manage these purchases so that we can convert the material into end product while maintaining our liquidity”
Mexico based injection molding facility
“Working with large multinational buyers has been great for us, we have consistent orders and reliable customers. As the volume increased with these customers over time, we needed a way to get paid sooner. Working with Harbor has decreased our DSO from 120 days to 15 days”
Automotive parts manufacturer based in India
The new way to Finance Trade
