The new way to finance trade

Harbor is making trade finance more accessible, user-friendly, and efficient for businesses that trade both domestically and internationally. Our programs provide end to end solutions covering the entire cash conversion cycle.

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Working capital. Easy.

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Cash flow

Existing Financing

Streamlined

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Improved Cash Flow

Accelerate receivables or improve payable terms

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Optimizing the cash conversion cycle

Calculate Your Working Capital Efficiency

The cash conversion cycle is a metric that indicates the operational efficiency of a business. Calculated by adding inventory days and days sales outstanding, both assets, minus the amount of days payables outstanding, a liability, it measures how long input is tied up in production and sales before it is converted into cash received.

Number of Days Payable

days

Number of Days Inventory

days

Number of Days Receivable

days

Cash Conversion Cycle

8days

Tech that works for you

Our cloud based HarborTrade platform makes trade finance more streamlined, offering not only working capital but tools to improve visibility and operational productivity among trading partners.

Intuitive HarborTrade platform streamlines administrative processes

Manage purchase orders, bills and invoices for better cash flow management

Improved communication with buyers and suppliers

We work with

Importers

Manufacturers

Exporters

Wholesalers

Distributors

Brands

Our trade finance programs benefit both buyers and suppliers involved in domestic and international trade from various industries:

Electronics

Automotive

Commodities

Fast Moving Consumer Goods

Chemicals

Industrial & Mechanical

Food & Beverage

Let’s go

It’s easy to setup a trade finance program with Harbor in just a few steps.

Ready to start benefiting from improved cash flow? Contact us today to discuss how our trade finance programs can benefit your business. We’ll request financial information for our review and promptly respond with an approval and credit limits.

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1

Submit buyer information to Harbor

2

Harbor approves credit limit

3

Buyers and suppliers request funding on HarborTrade platform

4

Harbor funds transactions within 24 hours

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